{"id":6447,"date":"2026-09-28T19:23:07","date_gmt":"2026-09-28T19:23:07","guid":{"rendered":"https:\/\/livingmarbella.hu\/ingatlanvasarlas-teljes-koltsege-spanyolorszag\/"},"modified":"2026-09-28T20:16:27","modified_gmt":"2026-09-28T20:16:27","slug":"ingatlanvasarlas-teljes-koltsege-spanyolorszag","status":"publish","type":"post","link":"https:\/\/livingmarbella.hu\/pl\/ingatlanvasarlas-teljes-koltsege-spanyolorszag\/","title":{"rendered":"Mennyibe ker\u00fcl val\u00f3j\u00e1ban? A spanyol ingatlanv\u00e1s\u00e1rl\u00e1s teljes k\u00f6lts\u00e9ge"},"content":{"rendered":"<p class=\"lm-byline\"><em>Autor: <strong>Vikt\u00f3ria Udvarnoki<\/strong> \u2014 specjalista ds. nieruchomo\u015bci, Living Marbella<\/em><\/p>\n<h1>Mennyibe ker\u00fcl val\u00f3j\u00e1ban? A spanyol ingatlanv\u00e1s\u00e1rl\u00e1s teljes k\u00f6lts\u00e9ge<\/h1>\n<p><strong>A v\u00e9tel\u00e1r csak a kezdet: a teljes beker\u00fcl\u00e9si k\u00f6lts\u00e9g jellemz\u0151en a v\u00e9tel\u00e1r felett tov\u00e1bbi 10\u201313%.<\/strong> Aki ezt el\u0151re tervezi, nem \u00e9ri meglepet\u00e9s \u2014 n\u00e9zz\u00fck t\u00e9telesen, mi mit tesz ki.<\/p>\n<h2>A f\u0151 k\u00f6lts\u00e9gt\u00e9telek<\/h2>\n<ul>\n<li><strong>Illet\u00e9k vagy \u00c1FA:<\/strong> haszn\u00e1lt ingatlann\u00e1l \u00e1truh\u00e1z\u00e1si illet\u00e9k (ITP), \u00faj\u00e9p\u00edt\u00e9sn\u00e9l \u00c1FA (IVA) + okirati illet\u00e9k (AJD). A pontos kulcs r\u00e9gi\u00f3- \u00e9s helyzetf\u00fcgg\u0151.<\/li>\n<li><strong>K\u00f6zjegyz\u0151 (notario):<\/strong> a k\u00f6zjegyz\u0151i okirat (escritura) d\u00edja.<\/li>\n<li><strong>Tulajdon-bejegyz\u00e9s (registro):<\/strong> az ingatlan-nyilv\u00e1ntart\u00e1sba v\u00e9tel.<\/li>\n<li><strong>\u00dcgyv\u00e9d:<\/strong> a f\u00fcggetlen jogi \u00e1tvil\u00e1g\u00edt\u00e1s \u00e9s k\u00e9pviselet d\u00edja.<\/li>\n<li><strong>Egy\u00e9b:<\/strong> NIE-\u00fcgyint\u00e9z\u00e9s, banki k\u00f6lts\u00e9gek, esetleg ford\u00edt\u00e1s.<\/li>\n<\/ul>\n<p>A sz\u00e1zal\u00e9kos kulcsokat (ITP\/IVA\/AJD) mindig a mindenkori, r\u00e9gi\u00f3ra \u00e9rv\u00e9nyes m\u00e9rt\u00e9kkel, ad\u00f3tan\u00e1csad\u00f3val \u00e9rdemes v\u00e9gleges\u00edteni. Ez a cikk \u00e1ltal\u00e1nos t\u00e1j\u00e9koztat\u00e1s.<\/p>\n<h2>Hitel eset\u00e9n tov\u00e1bbi t\u00e9telek<\/h2>\n<p>Ha hitelt vesz fel, sz\u00e1moljon az \u00e9rt\u00e9kbecsl\u00e9s \u00e9s a hitelhez kapcsol\u00f3d\u00f3 k\u00f6lts\u00e9gekkel is.<\/p>\n<h2>Mi\u00e9rt kulcs ez m\u00e1r a tervez\u00e9sn\u00e9l?<\/h2>\n<p>A +10\u201313% jelent\u0151s \u00f6sszeg: ezt a keret meghat\u00e1roz\u00e1sakor kell figyelembe venni, nem ut\u00f3lag. \u00cdgy a d\u00f6nt\u00e9s re\u00e1lis marad, \u00e9s marad tartal\u00e9k az indul\u00f3 berendez\u00e9sre vagy az els\u0151 h\u00f3napokra.<\/p>\n<h2>Nast\u0119pny krok<\/h2>\n<p>Seg\u00edt\u00fcnk pontos, t\u00e9teles k\u00f6lts\u00e9gbecsl\u00e9st k\u00e9sz\u00edteni a konkr\u00e9t c\u00e9lingatlanra. K\u00e9rjen konzult\u00e1ci\u00f3t: +36 30 338 3101.<\/p>\n<hr \/>\n<h2>FAQ<\/h2>\n<p><strong>Mennyi a teljes k\u00f6lts\u00e9g a v\u00e9tel\u00e1ron fel\u00fcl?<\/strong> Jellemz\u0151en +10\u201313% (illet\u00e9k\/\u00c1FA, k\u00f6zjegyz\u0151, bejegyz\u00e9s, \u00fcgyv\u00e9d).<br \/>\n<strong>M\u00e1s \u00faj\u00e9p\u00edt\u00e9sn\u00e9l \u00e9s haszn\u00e1ltn\u00e1l?<\/strong> Igen: \u00faj\u00e9p\u00edt\u00e9sn\u00e9l \u00c1FA, haszn\u00e1ltn\u00e1l \u00e1truh\u00e1z\u00e1si illet\u00e9k.<br \/>\n<strong>Ki tudja pontosan megmondani a kulcsokat?<\/strong> Ad\u00f3tan\u00e1csad\u00f3 \/ \u00fcgyv\u00e9d a r\u00e9gi\u00f3ra \u00e9rv\u00e9nyes, aktu\u00e1lis m\u00e9rt\u00e9kkel.<\/p>\n<h2>Powi\u0105zane artyku\u0142y<\/h2>\n<ul>\n<li><a href=\"\/pl\/costa-del-sol-ingatlanbefektetes-magyaroknak-2026\/\">Costa del Sol ingatlanbefektet\u00e9s magyar szemmel \u2013 teljes \u00fatmutat\u00f3 (2026)<\/a><\/li>\n<li><a href=\"\/pl\/costa-del-sol-ingatlanszotar-fogalmak\/\">Costa del Sol \u2013 s\u0142ownik nieruchomo\u015bci w j\u0119zyku hiszpa\u0144skim<\/a><\/li>\n<li><a href=\"\/pl\/fizetesi-utemezes-ujepitesu-ingatlan\/\">Fizet\u00e9si \u00fctemez\u00e9s \u00faj\u00e9p\u00edt\u00e9s\u0171 ingatlann\u00e1l \u2013 mit mikor kell fizetni?<\/a><\/li>\n<li><a href=\"\/pl\/mikor-a-legjobb-kiadni-costa-del-sol\/\">Szezonalit\u00e1s a Costa del Solon \u2013 mikor a legjobb kiadni?<\/a><\/li>\n<\/ul>\n<hr>\n<p class=\"lm-author\"><strong>Vikt\u00f3ria Udvarnoki<\/strong> \u2014 specjalista ds. nieruchomo\u015bci, Living Marbella<br \/>Ekonomista, po\u015brednik nieruchomo\u015bci i dekorator wn\u0119trz w OKJ; pracuje w j\u0119zykach w\u0119gierskim, angielskim i hiszpa\u0144skim. Telefon: +36 30 338 3101<\/p>","protected":false},"excerpt":{"rendered":"<p>Szerz\u0151: Udvarnoki Vikt\u00f3ria \u2014 ingatlanszak\u00e9rt\u0151, Living Marbella Mennyibe ker\u00fcl val\u00f3j\u00e1ban? A spanyol ingatlanv\u00e1s\u00e1rl\u00e1s teljes k\u00f6lts\u00e9ge A v\u00e9tel\u00e1r csak a kezdet: a teljes beker\u00fcl\u00e9si k\u00f6lts\u00e9g jellemz\u0151en a v\u00e9tel\u00e1r felett tov\u00e1bbi 10\u201313%. Aki ezt el\u0151re tervezi, nem \u00e9ri meglepet\u00e9s \u2014 n\u00e9zz\u00fck t\u00e9telesen, mi mit tesz ki. A f\u0151 k\u00f6lts\u00e9gt\u00e9telek Illet\u00e9k vagy \u00c1FA: haszn\u00e1lt ingatlann\u00e1l \u00e1truh\u00e1z\u00e1si illet\u00e9k (ITP), [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6486,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-6447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","grve-entry-item","grve-blog-item"],"_links":{"self":[{"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/posts\/6447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/comments?post=6447"}],"version-history":[{"count":2,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/posts\/6447\/revisions"}],"predecessor-version":[{"id":6548,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/posts\/6447\/revisions\/6548"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/media\/6486"}],"wp:attachment":[{"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/media?parent=6447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/categories?post=6447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/livingmarbella.hu\/pl\/wp-json\/wp\/v2\/tags?post=6447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}